mortgage rates 15-year 30-year 40-year 10-year fixed rate

Fixed Rate Loans

Adjustable Rate Loans

Adjustable Rate Loans

30-, 25-, 20-, 15- and 10-year terms are all available with fixed rates.
Monthly payments remain the same for the entire loan term for the mortgage loan

Adjustable Rate Loans

Adjustable Rate Loans

Adjustable Rate Loans

/1, 5/1, and 7/1 ARM's. Monthly payments are based on a 30-year repayment schedule.
The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.

FHA Loans

FHA Loans

FHA Loans

.50% minimum down payment required on purchase.
Minimum credit score is usually 620.
Post-bankruptcy qualifying - 2 years after.
Post-foreclosure qualifying - 3 years after.

VA Loans

FHA Loans

FHA Loans

Competitive interest rates are routinely lower than conventional rates.
Sellers can pay up to 6 percent of closing costs and concessions.
Higher allowable debt-to-income ratios than for many other loans.
Down payment as low as 0%.